Technology

Phone Screen Froze? It Could Be a New UPI Fraud Trap

Published: 7 September 2026 · 1 min read

What Happened

Cybersecurity experts are warning about a growing scam in which fraudsters use a fake phone freeze or error message to create panic and trick users into installing malicious apps. These apps often request access to notifications, SMS, calls and accessibility features, allowing scammers to read OTPs, monitor activity and potentially manipulate transactions.

Key Takeaways

The frozen screen is often just a distraction. Fraudsters typically target the phone and the user rather than breaking UPI's security. Experts advise users to avoid downloading APK files from unknown sources, never share OTPs or UPI PINs, disconnect the device from the internet if suspicious activity occurs, and report fraud immediately via the cybercrime helpline 1930.

Sources

NDTV, The420