Railways to Extend 45-Paise Travel Insurance to Counter Tickets From October 27
What Happened
Indian Railways has announced that its optional travel insurance scheme will cover reserved tickets purchased at railway counters from October 27, 2026, following a Supreme Court directive. Passengers can opt for coverage of up to ₹10 lakh for a 45-paise premium. The Railway Board has instructed reservation staff to explain the scheme and collect premiums digitally.
Key Takeaways
The change extends accident insurance access to passengers booking reserved tickets offline. The ₹10 lakh benefit applies to death or permanent total disability, subject to policy conditions, not every railway accident.