Say Goodbye to OTPs: Google Pay Tests Biometric Card Checkout
What Happened
Mastercard and Google Pay have announced a new biometric payment feature that will allow eligible cardholders to authenticate online card transactions using their smartphone's fingerprint or facial recognition instead of SMS-based OTPs. The solution uses Mastercard's Consumer Device Cardholder Verification Method (CDCVM) and will be available through participating banks for eligible Mastercard cards saved on Google Pay. It will work across bill payments, mobile recharges and supported online merchant checkouts.
Key Takeaways
The move aims to make online card payments faster, smoother and more secure by reducing dependence on OTPs. The feature was showcased at Global Fintech Fest (GFF) 2026 and is expected to roll out to eligible users later this year.